Answer: The correct answer is "universal".
Explanation: In a <u>universal</u> banking system, commercial banks engage in securities underwriting, but separate subsidiaries conduct the different activities. Also, banking and insurance are not typically undertaken together in this system.
It is the most common type of banking system and is the most commonly used.
A required reserve ratio of 7 percent gives rise to a simple deposit multiplier of 14.29.
<h3>What is reserve ratio?</h3>
The reserve ratio is the percentage of reservable liabilities which commercial banks must keep rather than lend or invest. This is a requirement set by the country's central bank, which is the Federal Reserve in the United States. It is also referred to as the cash reserve ratio.
Some key points related to reserve ratio are-
- The reserve requirement is the minimum amount of deposits that a bank must hold, and it is sometimes used interchangeably with the reserve ratio.
- Regulation D of the Federal Reserve Board establishes the reserve ratio.
- Regulation D established uniform reserve requirements with all deposit accounts with transaction accounts and necessitates banks to provide the Federal Reserve with regular reports.
- Suppose the Federal Reserve determined that the reserve ratio should be 11%. This means that if a bank has $1 billion in deposits, it must keep $110 million in reserve ($1 billion x.11 = $110 million).
To know more about reserve ratio, here
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Answer:
Explanation:
Question 1: Checkerz
If you're recreating the same type of biscuit/ cookie as Oreo's then checkerz would make sense as the pattern of the biscuit ( aka black, white, black) reminds potential buyers of the classic game of checkers.
sweet'n'fusions (as the cream filling is fused between the two biscuits)
cream bites
raven munchers (as the two outer biscuits are dark like ravens)
gogo's (to get you energised and ready to go)
Question 2
- bright colours such as pink and electric blue to draw initial attention
- abnormal packaging shape such as hexagon to set it apart from other companies
- label clearly as vegan/ veg to draw more customers
Question 3
instead of having just the biscuit on its own, instead take the idea of reeces peanut butter cups but make the cup out of chocolate fudge brownie the peanut butter replaced by the Oreo
A brand extension in this case would not be a good idea considering many people associated Hydrox with cleaning supplies, many people who hear about the brand maybe put off by the subconscious thoughts of consuming cleaning products
I hope that was helpful to you and contained everything you wanted, i'll be more than happy to edit the answer if you think i left something out :)
Answer:
$2,645,700
Explanation:
realized amount = cash received + assumed mortgage - points paid by seller - broker's commission = $1,763,800 + $1,058,280 - $105,828 - $70,552 = $2,645,700
The amount realized includes all the money received and any debts assumed by the buyer, minus any expenses paid by the seller that are related to the transaction.
Answer:
False
Explanation:
<u>How to dispute the information.</u>
Tell the credit reporting company, in writing, what information you think is inaccurate. Send your letter by certified mail, “return receipt requested,” so you can document what the credit reporting company received. Keep copies of your dispute letter and enclosures.
