Answer:
Optimism bias.
Explanation:
The concept of optimism bias was developed by Weinstein in 1980 while researching on college students. It is also known as 'mistaken beliefs'.
Optimism bias can be defined as a cognitive bias, according to which a person tends to believe that the chance of experiencing negative events is less or low and chances of experiencing positive events are high for them in comparison to their peers.
There are pros and cons to such types of beliefs as people are less likely to assess any risk which will lead them to poor decision making. Though, optimism bias can also help to build self-esteem.
<u>In the given case, when people compare themselves with their peers and believe that the probability of negative experience in their life is less and positive experience is high is </u><u>due to optimism bias</u>.
Systemic racism (mostly known as institutional racism) is a form of racism expressed in the practice of social and political institutions. It is reflected in disparities regarding wealth, income, criminal justice, employment, housing, health care, political power and education, among other factors.
