The new balance on Elijah's credit is the sum of the last balance plus new charges minus payments made.
last balance as shown by the statement was $152.58
new charges were $213.40
payment made by Elijah was $45
new balance=$152.58+$213.40-$45=$320.98
The rationale for this is that the new charges on the card account add to previous balance owed by Elijah while the payment of $45 made reduces overall balance.
