Answer: It is called malpractice
Explanation:
Malpractice is improper, illegal, or negligent professional activity or treatment, especially by a medical practitioner, lawyer, or public official.
The following statements describe accurately the terms of this mortgage:
-"The monthly interest rate is 4 percent". This means that each month, the owner will have to pay the normal fee plus 4% of it.
-"Monthly payments must be for 30 years". This means that the owner will have to make a payment every month for 30 years in order to pay their debt.
-"The homeowner is borrowing $200.000". This is the amount of money the homeowner is borrowing from the bank or company, which they will pay by making monthly payments for 30 years.
The other three statements do not describe the terms of the mortgage as they misunderstand the details.
-Payments must be made for 30 years, with 12 months each year, it makes it 360 payments in total. Not monthly payments for 360 years and the homeowner is not borrowing $360.000 either.
-The annual interest rate is not 4.8% . The correct way to find this value is by taking into account days and months, which would make it be around 60%.
Answer: classical conditioning
Explanation: Phobia are acquired through classical conditioning and maintained via operant conditioning, Carlos acquired the phobia because of his encounter with the bear thus, classical conditioning way of acquiring phobia. The operant conditioning of the Carlos's phobia is due to the fact that he still avoids bears i.e he keeps or maintained his phobia.
Answer:
The correct answer is - <em>D) Saudi Arabia.</em>
Explanation:
Economic freedom is the ability of people to take economic actions in the country. <u>In Saudi Arabia </u><u>it takes the least amount of days</u><u> to start a business and to obtain a business license, comparing to other presented countries.</u>
Here it takes 5 days to create a company (namely, registering its name, address and owners) and 105 days to obtain a licence to operate in the country.
Company can be functional and legal, even without business licence, but in most cases, a business licence is needed to carry out its business activities at full. For example, to participate in a tender.
