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4 years ago

What is the amount of money that the policy holder must pay before the insurance company will reimburse an insured loss?

Business

2 answers:

oksano4ka [1.4K]4 years ago

5 0

the answer to your question is deductible

bija089 [108]4 years ago

3 0

The policy holder must pay deductible.

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The NYSE does not exist as a physical location. Rather it represents a loose collection of dealers who trade stock electronicall

Alex

Answer: Capital market instruments include both long-term debt and common stocks.

Explanation:

Asking the options given, the option that is correct is that Capital market instruments include both long-term debt and common stocks.

The capital market refers to s financial market whereby equity backed securities and long-term debt can be purchased and sold. The capital different is different from the money market which ideally deals with short-term debt.

In the capital market, the buyers and the sellers engage in financial securities such as stocks, bonds, stocks, etc.

6 0

3 years ago

Global Enterprises has spent $134,000 on research developing a new type of shoe. For this shoe to now be manufactured, the firm

RUDIKE [14]

Answer:

Which one of these correctly identifies the sunk costs?

B. $134,000 for research

Explanation:

Sunk costs are costs that have already been spent and cannot be recovered by the company. In this case, only the research and development costs can be considered a sunk cost. The land has a market value and if the company decides to sell it, they would get paid for it. Additional investments or costs have not been incurred yet, so they are only planned or estimated costs.

7 0

3 years ago

Suppose that your retirement benefits during your first year of retirement are $60,000 per year which is just enough to meet you

mart [117]

Answer:

The money side aside in order to meet this future increase in the cost of living for 25 years is $429,060

Explanation:

Solution

Given that:

The first year retirement benefit is = $60,000

Expected increase of cost of living at an annual rate = 5%

Savings earn account = 7%

Now,

We find the the pension current worth

P₁ = $60,000 (P/A, i, n)

= $60,000 (P/A 7%, 25)

$60,000 (11.654)

= 699, 254

Thus,

we compute the current worth of cost of living by applying the factor of geometric series.

P₂ = $60,000 (P/A, g,i, n)

= $60,000 (P/A, 5% 7%, 25)

= $60,000 [ 1-(1+0.05)^25 + (1+0.07)^-25/0.07 -0.05]

= $60,000 (1 - 0.6239/0.02)

=$60,000 (0.3761/0.02)

= $22,566/0.02 =$1,128,300

Now, we calculate the money that will be saved

Which is $1,128,300 - $699,254

= $429,060

6 0

3 years ago

What is the present value of the following cash-flow stream if the interest rate is 5%

Talja [164]

Answer:

The present value of the cash flows is $ 786.

Explanation:

This problem requires us to calculate present value of cash flows given in the question. The present value can be calculated by discounting cash flows using interest rate (5%) as discount factor.

PV= (190* (1+5%)^-1)+(390* (1+5%)^-2)+(290* (1+5%)^-3)

PV = 181 + 354 + 251

PV = $ 786

(Discount factor = CF (1+interest rate)^-period)

5 0

4 years ago

Mr. Smith is hired as a consultant to a firm evaluating entry into a perfectly competitive industry. Mr. Smith determined that a

DENIUS [597]

Answer:

P = 70, Ed = ∞ , Firm = Price Taker , Free Entry & Exit

Homogeneous Product , No selling costs , Long Run Normal Profits

Explanation:

Perfect Competition is a market form with : many number of buyers & sellers, selling homogeneous goods at uniform prices, while firms & consumers having perfect information & no selling costs.

In this market : Price = Marginal Cost , as taken by all firms from the industry & so demand curve is horizontal parallel to x axis - denoting perfectly elastic demand i.e infinite sale at prevailing price.

As market's all sellers goods are homogeneous & all have perfect information about it, no selling costs are required. Free Entry & Exit in industry also imply that Industry's profits are confined to 'Normal Profits' (No Supernormal profit / abnormal loss) in long run.

So, Smith's report would include all the above mentioned remarks.

5 0

3 years ago