That it's not gonna be around any longer
A breakdown of trust within the financial systems, Vaults, Banks, etc.
The argument that Carnegie makes about the uses to to which the great fortunes of industrialists should be devoted is that he argued that the wealthy must live modestly and make use of their fortunes for the elevation of all civilization.
These students were forbidden to talk in their own languages, keep to their customs (such as keep their long hair, follow their religions, etc)
hope this helps
