Answer:
Consumer driven healthcare
Explanation:
Consumer driven healthcare (CDHC) refers to a type of health insurance plan that allows the consumer to use either savings accounts, health reimbursement accounts or similar medical accounts to pay for routine healthcare expenses directly.
This provides more financial security than paying out of your own pocket in case of a severe medical emergency (a few examples include surgery, staying in a hospital, etc.).
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Stimulant drug I think would be the best answer