"Personal savings" is the one among the following choices given in the question that <span>is a main economic variable that affects business cycles. The correct option among all the options that are given in the question is the fourth option or option "D". I hope that this is the answer that has come to your help.</span>
Assuming that you're referring to the ATM fees, the one that would likely be the highest is: Overdraft fees
Overdraft fees is imposed by banks if you try to take cash more than the amount of balance that you have.
On average, people will be charged around $35 for every transaction.