Answer:
D) They offer lower interest rates for borrowers.
Explanation:
due to lower interest rate on loan, credit union have a major advantage for borrowers. They dont have to pay anything to shareholder and due to this advantage of credit union of non-profit feature, they forward the surplus funds to the respective customers on having deposited accounts.
<span>The field of study in which developmentalists study what infants and children understand about other people's intentions, desires, beliefs, feelings, and so on is referred to as theory of mind.
</span>The term 'theory of mind<span>' was coined by US psychologist David Premack in a famous article (Premack and Woodruff 1978) .
</span><span>It denotes the ability to recognize and attribute mental states — thoughts, perceptions, desires, intentions, feelings.</span>
<span>Learn vocabulary, terms, and more with flashcards, games, and other study tools. ... In most investigations of a fraud suspect, investigators should begin by:.</span><span>
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In a case of "<span>Regents of the University of California v. Bakke" where the court upheld affirmative action and ruled against the regents of the university of California, allowing the students of different races to continue their education in the university. </span>
