Answer:
The Global Economic Crisis
Factors that led to the Mortgage Crisis include all:
A) Mortgages were accessible for borrowers who did not meet income and minimum down payment requirements. Moreover, the Fed kept interest rates really low to prevent a recession. This led to a decrease in the demand for homes and a further decline in housing prices.
B) The total amount of risk embedded in the securities created by bundling mortgages did not change. The securitization and resecuritization processes led to a distribution of total risk among different types of collateralized securities.
C) Mortgage payments based on short-term interest rates-called adjustable-rate mortgages (ARMs)—were preferred by subprime borrowers.
D) Rating agencies, such as Moody's and Standard & Poor's, earned fees from securitizing agencies for providing ratings for CDOs. The securitizing agencies were looking for higher ratings for their CDOs, and the rating agencies were earning fees. This led to a conflict of interest; thus, ratings did not reflect the true risk involved in the CDOs, which were backed by mortgages.
Explanation:
Hedge funds, banks, and insurance companies helped to cause the subprime mortgage meltdown while regulators looked the other way. They were given free rein to construct so many complex securities which somehow contributed to the mortgage defaults with financial institutions skimming fees during the securitization processes, and mortgages were made accessible for borrowers who did not meet the income and minimum down payment requirements.
The appointment of Azra as manager gives her <u>authority</u> to make many decisions during the course of a week
Let understand that options includes <em>accountability, authority, responsibility, delegation.</em>
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Basically, the main function of an organization manager is increase the efficiency or effectiveness of their employees, processes, projects, organizations etc
However, the four basic functions of manager includes effective planning, organizing, leading, and controlling of units in the company.
Therefore, Azra’s position gives her authority to <em>make decision</em>, <em>assigns tasks</em>, <em>approve budget requests</em> and <em>market the business</em>.
Learn more about Manager function here
<em>brainly.com/question/15351742</em>
Answer:
False
Explanation:
Given
![P(Female) = 52\%](https://tex.z-dn.net/?f=P%28Female%29%20%3D%2052%5C%25)
![P(Age>65) = 18\%](https://tex.z-dn.net/?f=P%28Age%3E65%29%20%3D%2018%5C%25)
Required
Determine ![P(Female\ or\ Age>65)](https://tex.z-dn.net/?f=P%28Female%5C%20or%5C%20Age%3E65%29)
The events of being a female and over the age of 65 are non-mutually exclusive events.
We know this because the question says the pool is from all ages.
So, the required probability is calculated using:
![P(A\ or\ B) = P(A) + P(B) - P(A\ and\ B)](https://tex.z-dn.net/?f=P%28A%5C%20or%5C%20B%29%20%3D%20P%28A%29%20%2B%20P%28B%29%20-%20P%28A%5C%20and%5C%20B%29)
In this case, it is:
![P(Female\ or\ Age>65) = P(Female) + P(Age>65) - P(Female\ and\ Age>65)](https://tex.z-dn.net/?f=P%28Female%5C%20or%5C%20Age%3E65%29%20%3D%20P%28Female%29%20%2B%20P%28Age%3E65%29%20-%20P%28Female%5C%20and%5C%20Age%3E65%29)
This gives:
![P(Female\ or\ Age>65) = 52\% + 18\% - P(Female\ and\ Age>65)](https://tex.z-dn.net/?f=P%28Female%5C%20or%5C%20Age%3E65%29%20%3D%2052%5C%25%20%2B%2018%5C%25%20-%20P%28Female%5C%20and%5C%20Age%3E65%29)
![P(Female\ or\ Age>65) = 70\% - P(Female\ and\ Age>65)](https://tex.z-dn.net/?f=P%28Female%5C%20or%5C%20Age%3E65%29%20%3D%2070%5C%25%20-%20P%28Female%5C%20and%5C%20Age%3E65%29)
Because the pool is from all ages,
![P(Female\ and\ Age>65) > 0\%](https://tex.z-dn.net/?f=P%28Female%5C%20and%5C%20Age%3E65%29%20%3E%200%5C%25)
So:
![P(Female\ and\ Age>65) < 70\%](https://tex.z-dn.net/?f=P%28Female%5C%20and%5C%20Age%3E65%29%20%3C%2070%5C%25)
The solution to this question is <em>b. False</em>
Answer:
→Being efficient implies the system is operating the 'right' way.
The relationship between effectiveness and efficiency is that effectiveness is a measure of 'goodness' of output,
→while efficiency is a measure of the resources required to achieve the output.
Explanation:
I believe the word you are looking for is deductible.