This would be A i am guessing
last one people may become reluctant.
Explanation:
Since the intrest is lower, that means you wouldnt have to pay as much, that means people would borrow more not less
Answer:
ELM (elaboration likelihood model of persuasion)
Explanation:
Elaboration likelihood model of persuasion: The elaboration likelihood model of persuasion is often referred to as ELM. The ELM theory is considered to be as the dual-process theory that describes or explains the change or alteration in an individual's attitudes. The ELM theory was proposed by John Cacioppo and Richard E. Petty during 1980.
The ELM model focuses on describing several ways in explaining the process of understanding or analyzing particular stimuli, its uses, and outcomes on attitude change.
Answer:
Personality refers to the long-standing traits and patterns that propel individuals to consistently think, feel, and behave in specific ways. Influences on personality include how you grew up, your genetics, your surroundings, and your community. Ways you might be able to tell if someone has a personality disorder is for example if they are emotionally unstable and have self image insecurities.
Explanation:
Trust me.
The correct answer is incubation.
Incubation effect is when you come up with a solution to the problem, or remember something you were trying hard to remember, after a period of time when you weren't exactly consciously thinking about it. It means that the problem was incubated, but that your brain came up with the solution unconsciously, without your awareness.