Yes, and i hope that you have nothing but good luck in your years of living. i wish you the best
The correct answer would be, Actual loss experience of the group.
Experience rating utilizes Actual loss experience of the group in determining the rate the insurer will change for group coverage in each year of coverage.
Explanation:
When an employer adjusts premium for workers' compensation coverage based on the loses the insurer has experienced from that employer, then this adjustment is called as the experience modifier or experience rating.
In this rating, at the end of the year, the insurer charge for group coverage the actual loss experienced due to that group.
This rating helps the insurer to determine that a particular policymaker will file a claim or not. It also helps in determining which company has produced more workers' claims in a specified period of time.
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According to Hofstede's
Model of Culture, individualism is a worldview that societies value
personal freedom and self-expression and adhere to the principle that people
should be judged by their personal achievements rather than by their social
background.
Individualism <span>is the moral stance, political philosophy, ideology, or social outlook
that emphasizes the moral worth of the individual.</span>
Growing up friends with Nel and Sula was advantageous for both of them. Nel and Sula were fortunate to meet because they each have their soul match. They both had "remote mothers and unfathomable fathers" as parents. In their interactions with their mothers, both daughters lack affection.
<h3> Friendship play</h3>
Both Sula and Nel's fathers are deceased, and Nel's father is currently at sea, thus they are unable to experience this affection in their ties with their fathers. They discover the love they require in one another. They mothered each other through their bond.
They started supporting one other and figuring out what each other needed in their lives because they couldn't find the support they needed from their families.
<h3>long friendship</h3>
Since they connected at a moment when both of them most needed it, their connection is priceless. Their friendship is based on their similarity and autonomy rather than on duty, empathy, or love.
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