The American credit system every person starts with a low credit score, and to the extent that this person buys debts and makes the payments up to date, their credit is slowly being built. Even if you are a person who pays all bills on time, but pays everything with the debit card, because you do not like to get into debt, you will not be able to build a US credit history. In addition, even to get an approved credit card is necessary to have credit.
For this reason, the companies extended credit to the workers, allowing them to pay the balance in increments. In this way, many Americans have been able to buy expensive items.
