After the World War 2, the economy of the country was growing because of the Industrial Revolution. Borrowers were confident that they could pay their debts and banks allowed big loans. During the 1970's, it was the time of the Great Depression. There were a lot of people who needed money but hundreds of banks closed and it was difficult to find a stable and good paying job that would allow the banks to approve big loans.
Stream-of-consciousness is a very stylistic form of free indirect discourse. It is not spontaneous, or unintentional, or anything of the sort. In fact, if anything, it's just the opposite. It's highly stylized, but also purposeful and calculating. It sees the world wholly through the character's mind instead of through their senses, save for how the mind and the senses interact.
It relates to a lot of things - free association, synesthesia, free indirect discourse, without actually being any of them.
<span>There's only a handful of writers that can actually do stream-of-consciousness writing with any success - Joyce and Faulkner come to mind immediately. In short, there's nothing wrong with trying it, but there's also nothing wrong with not having done that, but having done, say, free association instead.</span>
A house built with strips of sod and laid like brickwork. Used by settlers of the Great Plains when timber was scarce.