All of the following are social and cultural barriers except the currency shifts.
Language, gift-giving traditions, religious attitudes are cultural barriers. Imagine that you are speaking Spanish and you want to offer a rosary to a chinese people. He will not understand at all the meaning of your gesture, your language and the religious value of the rosary.
Truthfully speaking there is none. There are plenty of "underprivileged"
people who have risen to success based on their determination. Everyone
has equal access to information because information is free. The only
reason someone would commit a crime is if they were brought up into
believing that that was what was expected of them from society due to
their geographical location, income, color, religion, etc. Those who are
determined to push past the narrative prove that "unequal access to
basic services" and crime are not directly related. Anyone who tells you
otherwise wishes you to remain a slave to the system because they
believe that being poor is where you belong and where you should stay.
The correct answer would be B.
Hope this helps!