D. James Madison
Explanation:
Madison realized that drafting a Bill of Rights was politically imperative.
Whether your mortgage payment changes depend primarily on three factors. The factors are the type of mortgage loan you have, changes in your property taxes and changes in your homeowner's insurance premium. There are also some miscellaneous issues that will change your mortgage payment. We look at how this works.
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<em>I think you're answer shall be C. I researched it and a lot of people think it is that answer! ;) I hope I helped you a lot!</em>