Answer: Discretionary access control (DAC)
Explanation: Discretionary access control is the control system that is imposed over the information system. The information systems contains different objects and subjects that gets the permission to do the operations.
The operation which the components can do are sharing the data to other object or subjects, privilege providence, change in the rules for the access, security entities getting changed etc.
If you're on apex and you have the answer choice
A: Less wasted time
B: Less skills
C: Strong work ethics
D: More ideas
Then D is the answer
An example of revolving credit is C