Missionaries spread the word of Jesus.
Answer: D) Social norms
Explanation: Social norms are general social norms, meaning accepted by society as unwritten rules, and these rules relate to what behaviour is acceptable, that is, norms about how to behave. Such norms define rules, for example for certain social groups, classes, boys, girls, etc., but also at a higher cultural level, for example, some norms differ from culture to culture. In each case, social norms provide a specific model or idea of how to behave within certain groups, cultures, etc.
Whether your mortgage payment changes depend primarily on three factors. The factors are the type of mortgage loan you have, changes in your property taxes and changes in your homeowner's insurance premium. There are also some miscellaneous issues that will change your mortgage payment. We look at how this works.