For this case we have a standard quadratic equation of the form:
As the function is negative then the following is true:
Therefore, when the leading coefficient is less than one then:
1) The parable opens down.
2) The cutting points with the x axis can be positive or negative
3) The cutoff point with the y axis can be positive or negative
4) The axis of symmetry can be to the right or to the left of zero.
5) The vertex of the parabola is a maximum and this is because the second derivative is negative.
Answer:
The vertex is a maximum.