<span>1.Set your goals 2.</span><span>Figure out what you are worth 3.</span>Add up your Income<span> 4.</span><span>Create an Expense Tracker or Spending Diary </span>5.Categorize your spending<span> 6.</span><span>Create a budget spreadsheet. </span>7.Balance Your Budget<span> 8.</span><span>Stick to Your Budget------------------------------------------------------- final answer