Answer:
Correct answer is C: K has a Universal Life insurance policy.
Explanation:
<em>Term Life</em> insurance lasts for a prefixed amount of years, based on a system of monthly payments. <em>Whole Life</em> insurance, on the other hand, is a permanent life insurance policy because it has no prefixed expiration date. Both kind of insurances last as long as you maintain the payments, so we can cross A and B out of the options (and also D), leaving us with Universal Life. This kind of insurance policy has a twist and provides more flexibility: the premiums and death benefits can be changed without having to sign an entirely new policy. Furthermore, you can use the cash value to pay the premiums (this is perfect for people who do not want to commit to a specific monthly amount). So, even though you have a minimum premium to keep the policy, they can be payed with the cash value.
Group building and maintenance roles are those related to the functioning of a group as a an actual group. Their main purpose is to alter or maintain how the group works, and these roles are are referred to as group/team building or maintenance roles: they help build a group-centered identity. Out of the following, encourager, follower and gatekeeper are group building and maintenance roles.
Encourager: its main function is to be the group or team’s cheerleader. An encourager stimulates people to come up with new ideas, and then compliments the group or team members on the ideas they were able to generate. They foster an environment where any kind of ideas and suggestions are welcomed.
Follower: followers are individuals who try not to jeopardize the harmony the group. They are often passive, limiting their role to just observing the group’s decision processes and serving as an audience for said process during group discussions.
Gatekeeper: gatekeepers ensure that every participants is able to be freely and openly involved in the group’s decision-making. Gatekeepers usually encourage people who are have lost the point in a discussion to finally arrive at their decision, and encourage those who are more reticent to voice their opinions to participate in the decision-making process.
This has often been referred to as communication predicament.
It means that there are certain stereotypes younger people have towards older generations, such as that they are always and invariably dependent on them and that they should basically be treated as someone incompetent. In turn, these older generations start acting according to these stereotypes, which leads to their abilities declining.
Answer: Discriminant validity
Explanation:
Discriminant Validity
Discriminant validity means a researcher needs to display or show that those variables that are not correlated are indeed not correlated in real life or practically .
For example the test above is measuring intelligence rather than reading ability so the researcher can use discriminant validity to actual show that reading ability is not related to intelligence and that the test is solely measuring intelligence.
He should show the evidence that there is really a low correlation between these two measures.
