A credit report can be viewed as a report card of your credit history as a consumer. The credit score is a formula used to determine how much of a credit risk you are. The lower the number the greater the risk you are.
Credit reports are a detailed history of your credit use. The data in them is used to calculate your 3-digit credit scores. When you apply for a credit card, apartment rental, mortgage or car loan, two things help would-be lenders assess the likelihood that you'll pay as agreed: your credit scores and credit reports.
Billy gets frustrated and starts to cry. He pushes his bike down on the lawn and throws his helmet off. Then he tells his father that he doesn't want to learn how to ride a bike.
What you wrote is great but I do want to give you some tips. 1) Do you know what Subtle means? You need to know what words mean before you write it down. Subtle - especially of a change or distinction. Here is an example - It was a subtle of gray. Other than that the text you wrote is amazing! Good Job! I guarantee you will get an A+! Plus you so deserve an A+!!!