<span>Assuming that this is referring to the same list of options that was posted before with this question, <span>the correct response would be that it unites the society (usually a country, state, city, etc.) around a common goal, which is to have "their" team win. </span></span>
As the co-leaders of a support group for people with anxiety problems, Dan and Rachel have been given the job. They should: examine their individual ideas and beliefs towards co-facilitation in order to be successful role models for their group members.
Anxiety problems:
- Examine their individual viewpoints and views towards co-facilitation.
- There are numerous CBT programs available for treating different anxiety problems. There are now specialist CBT programs accessible for those with various anxiety problems, allowing them to receive group therapy.
- Three distinct categories were created in the DSM-5 to replace the former DSM-IV category of anxiety disorders. The first of these three groups is anxiety disorders (separation anxiety disorder, selective mutism, specific phobia, social phobia, panic disorder, agoraphobia, and generalized anxiety disorder).
- Two forms of talking therapy are suggested for anxiety and panic: Cognitive behavioral therapy (CBT) teaches you coping mechanisms for a variety of issues by focusing on how your thoughts, beliefs, and attitudes influence your feelings and behavior.
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It should be noted that one effect of the actions taken by wealthy landowners described in the passage is enclosure acts and consolidation of small farms into large ones owned by a few farmers.
<h3>What is the passage all about?</h3>
The passage, is all about the actions and the way of life of those that are wealthy among the people in society, and these people are land owners.
Therefore, one effect of their actions is the enclosure acts and consolidation of small farms into large ones.
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Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
"Toward the end of the first year, infants use patterns of rising and falling intonation that resemble the sounds of adult speech."
<em>Intonation</em> is the way the pitch of the voice goes up and down as you speak.
Reproducing adult intonations is one of the ways young children pick up the speech patterns in the language which is spoken at home, even before they know how to formulate sentences. It is the result of the imprint of their parents' speech on their memory. Therefore, when the child then prattles using this intonation, it may sound like they are babbling in their parents' language.
