If you have a suspension on your driver license or plate under a no fault insurance violation, which is basically driving with no insurance, and you get pulled over by an official he or she can seize your license plates immediately because of that, this is under the driving priviledges and responsibilities of the State of Florida.
The statement that was stated is true. It is true that if your driver license and plates have been under suspension for 30 days or more for a no-fault insurance violation, a police officer can seize your license plates immediately.
Based n the info you gave. I would say the best account for him is A "saving account" because he's saving a amount of money to buy the bike he wants without having to spend more then he plans. Hope this helps! (: