Answer:
because of the product and the correct one is the one of the product is not working properly
<span>The hospital could adapt </span>an enterprise process so that the kitchen staff is more efficient and doesn't waste food on patients who have already been discharged .
The enterprise process is type of process model which provides high-level-view and describes the full end‐to‐end activity <span>needed to create the service or product of the process. </span>
Answer:
. No, he has not proven he is financially responsible with money previously borrowed.
Explanation:
Dwayne is a high-risk customer.
Most lenders will want to stay away for customers who are perceived as high-risk. A high-risk customer is one whose probability of defaulting on a loan is above the market average.
Dwayne has missed loan repayments in the recent past. Banks interplate this as an indicator that he is highly likely to default on future loan repayments.
For Dwayne to qualify for a loan, he has to improve his credit score. He can do that by prompt repayments of debts. He has to find out why he is missing or getting late in meeting his obligations. Most likely, he is taking loans for the wrong reasons.
When the loan amount is divided by either the sales price or the appraised value, (whichever is lower), and then converted to a percentage, this is known as the <u>loan-to-value ratio</u>.
An LTV ratio is calculated by dividing the amount borrowed by the appraised value of the property, expressed as a percentage. The loan-to-value (LTV) ratio is a measure comparing the amount of your mortgage with the appraised value of the property. The higher your down payment, the lower your LTV ratio. Mortgage lenders may use the LTV in deciding whether to lend to you and to determine if they will require private mortgage insurance. In some cases, you'll find that the home you're in the process of purchasing appraises for a bit higher than the contract price, which will in turn, lowers your LTV ratio. Keep in mind, though, that it's not common for homes to appraise for much more than the contract price.
To learn more about loan-to-value ratio here
brainly.com/question/28189313
#SPJ4
GOOGLE DUH IT 2019 PEOPLE AND ARETN U SUPPOSE TO BE IN SCHOOL KIDDO