Jan pays $70 each month for her auto insurance policy. This regular payment is called a Premium.
Premium in the insurance industry is the monetary cost to get an insurance cover. It could be paid as a lump sum or in monthly installments until the total sum is paid. The policy of the insurance specifies the duration of the monthly payments. You must pay the insurance on time if you do not want it to be canceled and paid extra money to restore it again.
It is because of China had multi party elections an opposite party and a press free to criticize the government then so many people may not have died in the famine.