Answer:
The remaining credit after 75 minutes of calls is $20.9515.
Step-by-step explanation:
The amount of credit remaining on a phone card can be modeled by the following linear function:

In which C(t) is the amount remaining after t minutes, C(0) is the initial amount and a is the cost of each minute.
We take what the problem gives us, and find an expression for C(t), solving a system of equations.
The remaining credit after 40 minutes of calls is 25.20
This means that 
So


The remaining credit after 68 minutes of calls is 21.84.
This means that 
So


So we have to solve the following system of equations:


From the first equation, we have that:

Replacing in the second one:





We also know that

So


What is the remaining credit after 75 minutes of calls?
This is C(75).


The remaining credit after 75 minutes of calls is $20.9515.