Question

All of the following are true in regards to 24 Hour Coverage EXCEPT ________.A. Gaps in coverage are reduced as employees have both occupational and nonoccupational policies. B. It can be distributed through a life insurance policy. C. Employees are covered around the clock. D. It reduces litigation concerning cause of injury or disease.

Answer 1

The following statement does not hold true about 24 hour coverage- It reduces litigation concerning cause of injury or disease.

Explanation:

The 24-hour coverage consist of both Health coverage and worker's compensation coverage .

The important feature of the 24 Hour coverage policy are:-

1. It covers all the health care needs of an employee -Both occupational and non-occupational health care needs are covered under this policy.
2. All the health care needs are covered by a single health care provider
3. As the coverage is termed as 24 hour coverage -it exist round the clock

So the answer is (D) It reduces litigation concerning cause of injury or disease.(Not covered under 24 hour coverage)