The scale factor would be 3.5
Since there are 120 payment and the total interest paid was
$ 14,644.95. so the average monthly interest can be calculated by:
Average monthly interest = $ 14,644.95 / 120
Average monthly interest = $ 122.04
% total interest = ($ 14,644.95) / $ 39,644.95 x 100
% total interest =36.94 %
The answer is choice D because the expression 6x^3+x^2-3 is the same as 6x^3+1x^2+0x+(-3). Notice the coefficients are 6, 1, 0, -3
The expression x-7 is in the form x-k where k = 7. This is the test root which is placed outside of the synthetic division bar as shown in choice D.