I believe the answer is: Group insurance is characterised by a group contract, experience rating of larger groups, and group underwriting.
The value of group insurance is usually significantly larger compared to individual insurance. But usually group insurance could only be created due to the help of government regulations (not individual will). Example of a group insurance is government's medicare.<span />
D) British explorer James Cook landed in Australia in 1770.
Explanation:
- Aborigines who have settled in Australia around 50 000 years ago had their own culture and system..
- But when Captain James Cook arrived on the east coast of Australia in 1770, declared British possession and called it New South Wales everything has changed.
- The UK has set up a penal colony on this continent for its offenders and convicts. The first British fleet with convicts, soldiers and the first governor of the colony, Arthur Philip, landed on January 26, 1788. This date is celebrated today as Australia Day.
- The last penal colony was closed in Tasmania almost a century later.
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Martin Luther King was 35 when he received the Nobel Peace Prize
Answer:
There phones you improve it by taking away there phone for 1/2 year than give it back to then.
Sarah would be considered as detour taker type of conversational partner. Characteristic for this type for conversational partner is that <span>can't stay on point. Sarah shifts from one theme to another, so she is a detour taker type of partner in a communication. </span>
