Things like mud and dung..........................................................
By reading and through context, my guess would be through integration.
Answer: A.) the first year of retirement will be happier than it would otherwise be.
Explanation: Moving into another phase of life, especially one that has to do with having to retire from work while also trying to live a sustainable life require adequate planning. The plans being put in place by Julio to cater for himself and his wife Gloria ensure that they have at least a happier first year of retirement than he would have had. We may not be able to categorically ascertain that all of julio's retirement years would be happier that it would have been as this depends on sustainability. However, at least the first year could be said to be happier for Julio after retirement.
