This is an opinion, you cant get it wrong try doing it yourself in your own words. Focus on what the question is asking of you and then do your best to answer accordingly.
Probably a lot more rights
The banking system is crucial for the functioning of the US economy because they make loans and create credit. Without loans many people wouldn't be able to buy a house or a car, and the economy would collapse. Government regulates the banks to make sure they are being fair to their clients.
Answer:
on January 3rd 1857 the debut of issue of Harper's Weekly of a journal of civilization appeared