Question

Under this Act, you have the right to see the credit history maintained by a credit bureau about you (i.e. seeing your credit report), and under certain conditions they must provide you with a copy of your report free of charge. Select one: a. Fair Credit Reporting Act b. Truth in Leasing Act c. Magnuson-Moss Warranty Act d. Fair Maintenance of Credit Act

Answer 1

The correct answer would be option A, Fair Credit Reporting Act.

Under this act, you have the right to see the credit history maintained by a credit bureau about you, and under certain conditions they must provide you with a copy of your report free of charge. This is Fair Credit Reporting Act.

Explanation:

Collection of consumers' credit information and access to their credit reports are regulated by a federal law. This is called as the Fair Credit Reporting Act. This act gives consumers, a right to have information about the credit information held by consumer reporting agencies.

Fair Credit Reporting Act is a legislation that was developed to ensure the following benefits for the clients about their credit information:

• Accuracy
• Fairness
• Privacy of consumer information

Learn more about Credit Reports at:

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