<u>Unilateral </u>is the contract element described here.
<u>Explanation</u>:
Insurance policy is a contract made between the insurer, insure and the insured.
Unilateral contract element is generally one-sided. In unilateral contract the enforceable promises are made by only one party.
The insurance contract is accepted only when the insurance company accepts a prepaid application that is the insurance fee should be paid in advance of the coverage period. Under unilateral contract, the one who purchases the insurance policies is not legally guaranteed to any particular action mentioned in the insurance contract, but the insurance company is legally responsible to pay the losses that are covered by the policy.
I believe the answer is: Universalism
universalism refers to the view that a certain belief or principle have a universal application regardless of who adopt them and the society where it being implemented. Examples of such views are: Not killing others, helping others in need, being honest, etc.
<span>He would be called an ecologist. And the study of ecosystems is called ecology
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The answer should be eukaryotic cells, because they have membrane bound cells, and are larger than prokaryotic cells.
Though, all cells are living.