The correct answer is GOVERNMENT REGULATIONS.
Fractional reserve banking is a banking practice, in which a bank is expected to put on reserve a particular fraction of the money it receives as deposits from customers. The central bank of each country regulate the commercial banks and stipulate the amount of money that the banks must hold as reserve per time.
I'm not sure what era of wars you're referring to, but I can give you a fairly general answer.
War on land tends to be more difficult due to the terrain. There are mountains and valleys, soldiers have to walk great distances to get to their destination if their vehicles cannot handle the landscape, and there's always the possibility of guerrilla warfare (hiding in the bushes, attacking and running away) from the other army.
While war at sea can be treacherous, it also lends itself to finding the target easier. Water tends to try to remain level, so there aren't any hills or valleys to contend with, and a telescope can see for miles on the open sea.
If you can give a specific war you're referring to, I could try and give you a more specific answer.
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The answer is "Unconditional positive regard".
Unconditional positive regard, an idea created by the humanistic psychologist Carl Rogers, is the fundamental acknowledgment and support of a man paying little respect to what the individual says or does, particularly with regards to customer focused treatment.
Answer:
Smurfs.
Explanation:
Once upon a time long ago, there lived a smurf... He was a little blue fellow with very short limbs. He died in the center of his mooshroom village when he was 5. Killed a bane-claw bear cub when he was 9, killed his baby chickens when he was 12 because he forgot to feed them, and licked a dire-wolf's tongue when he was 25. He died shortly after because a leprechaun threw a handful of pure gold coins at his head when he was 32.
A is the answer your welcome