<span>The saving-borrowing-investing cycle generally begins with consumer borrowing to fund their purchases and for seed capital. They then use this capital to invest in their future, which then allows them to bring in more money. They then are able to use income to pay off their loans and to save.</span>
<em>"Historically, it has been proven that the wright brothers spent all their money on building and testing their airplane. Although it was a genius idea, their attempt wasn't very successful. The Wright Brothers then lost all their wealth, and could not afford to buy paint..."</em>
Quoted from "Hogwash History"
Desmon is most likely high on <span>personal control.
People with high personal control tend to be able to utilize their intellectual ability to influence their overall behavior.
Even though this may cause those people to restrain themselves from doing what they love, they still choose to change their behavior in order to achieve greater goals.</span>