The type of hazard presented by an <em>insured failing to salt and shovel her sidewalk after a snowstorm is</em>; Morale hazard.
Discussion:
A hazard in the context of insurance describes anything that increases the potential for the occurrence of a loss. (An unintended, unforeseen event that causes injury to an insured or damage to property)
On this note, hazards are classified as one of four types:
A morale hazard, results from unintentional carelessness or laziness just as in the case described in the question.
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The fact that organizations so effective and well known are able to create a demand where it doesn't exist remains solid. Huge companies don't offer only items; they offer style, economic status, and so forth, for example a person might not like Starbucks but will use it to tell others about his status. With the correct showcasing, they can adjust their worldwide image to the local needs. That is the reason Starbucks figured out how to open many stores in China, a nation with the convention of tea drinking. Starbucks used a way to promote where Chinese did not felt threatened of losing their tea drinking culture.
Answer:
it does not measure quality-of-life factors ; it does not account for distribution of wealth ; it fails to measure non monetary (home production) activities
Explanation:
Real GDP is the total value of goods & services produced in an economy, during a period of time. But it is not correct measure of welfare level.
- It does not measure non monetary production, like hobby production eg kitchen gardening, self made paintings, music. But, they increase welfare
- It does not take into consideration the qualitative factors affecting welfare like pollution, crime & literacy. Externalities cause extra benefit or harm to welfare level, but are excluded from GDP.
- Inequitable distribution of per capita (average) GDP increases rich poor standard of living divide. So, the distribution effect ignored make GDP an inapt measure of average welfare level.
Real GDP adjusts the value of goods & services for price change (Inflation), it is a correct measure of increase in real flow of goods & services. GDP & health positive correlation is a favouring point for GDP as a measure of welfare. So, these options are incorrect.
Answer:
The answer is d. B had higher real GDP and real GDP per capita.
Explanation:
Total real GDP of country A ( in one working day): Number of working persons x average working hour per day x productivity = 600 x 8 x 2.5 = 12,000;
Total real GDP of country B ( in one working day): Number of working persons x average working hour per day x productivity = 560 x 8 x 3 = 13,440;
GDP per capita of country A (in one working day): Total real GDP of A ( in one working day)/ total population of A = 12,000 / 1,000 = 12;
GDP per capita of country B (in one working day): Total real GDP of B ( in one working day)/ total population of B = 13,440 / 800 = 16.8.
Thus, country B had higher level of real GDP and real GDP per person in comparison to country A.
Answer: option D
Explanation: Storming stage is really the toughest and perhaps most important phase to reach. When different personalities develop, it is a time characterized by tension and rivalry.
Throughout this point, team's performance might actually reduce as power is put in to the nonproductive operations. Representatives might well disagree with team objectives and it may form categories and subcultures all over big personalities or regions of contract.
Participants have to struggle to overcome barriers, accept differences between individuals, and work on squad functions and objectives via contradictory ideas to get over this level. At this point, teams may get embroiled. Lengthy-term issues may lead from inability to address disputes.