<span>Indexed Annuity or Equity-Indexed
Annuity</span>
An indexed annuity yields returns based
on a particular equity-based index. They offer one the opportunity to offer a
high return and protection against market declines. The prospect of a high
return and low risk makes them appealing to investors
Disappears with no ill effects
bureaucratic regulations and rules are not very helpful when unexpected situations arise. Bureaucratic authority is notoriously undemocratic, and blind adherence to rules may inhibit the exact actions necessary to achieve organizational goals.<span>Concerning this last point, one of bureaucracy's least-appreciated features is its proneness to creating “paper trails” and piles of rules. Governmental bureaucracies are especially known for this. Critics of bureaucracy argue that mountains of paper and rules only slow an organization's capacity to achieve stated goals. They also note that governmental red tape costs taxpayers both time and money. </span>
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