3 6 7 4
+ 6 7 8 9
~~~~~~~
10 4 6 3
Using the formula for the future value of an annuity: FV = P x (1 + rate)^time - 1 / rate)
1st account:
15,000 x (1 + 0.05)^10 - 1 /0.05) = $188,668.39
2nd account:
15,000 x (1 + 0.10)^10 - 1 /0.10) = $239,061.37
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