Answer:
Credit union.
Explanation:
A credit union can be defined as a non-profit making financial cooperative that is typically controlled by its members (employees, church groups, labour unions etc) and it is saddled with the responsibility of providing financial services like the traditional banks to employees such as teachers, educators, nurses, etc.
Generally, the profit made from the amount of money that is being deposited by the members of a credit union are usually returned to the members as a form of better interest rates. Some examples of credit unions are SchoolsFirst Credit Union, New York University Federal Credit Union, Consumers Credit Union, etc.
In this scenario, a financial institution advertises itself as especially oriented towards educators and teachers. Thus, the category this institution would most likely fall under is a credit union because it's not run like businesses that is after making profit i.e it's a non-profit business established to assist employees with their finances.
I guess the correct answer is making an observation
Making an observation requires you to use your senses to obtain information
Explanation:
The consumer choice theory corresponds to the variables that lead a consumer to consume a product or service instead of another.
The purchase decision-making process consists of several stages where the consumer identifies a need, searches for available options to satisfy that need and finally, evaluates and chooses the most appropriate purchase option.
This decision is linked to the benefits that the consumer will have with the product in relation to his budget.
Answer:
Informal Authority
Explanation:
Informal Authority is a concept first elaborated by Henri Fayol. This is the type of authority that does not stem from official positions or promotions, but from other factors such as expertise, technical knowledge, and even charisma.
This is why this type of authority is known as "informal", because it may be held by a person who does not necessarily have a high position in the organization (as long as the person has some, or all the characteristics previously mentioned).
Answer:
b) $4,500
Explanation:
The computation of the bond discount that should be reduced is given below;
Bond discount to be reduced
= ($3,500,000 × 9.4 × 1 ÷ 2) - ($4,000,000 × 8% × 1 ÷ 2)
= $164,500 - $160,000
= $4,500
hence, the bond discount that should be reduced is $4,500
Therefore the option b is correct
