One difference between the psychologists and the psychiatrists is that due to their different training, all the psychiatrists but not all the psychologists can prescribe medication. This might be different from state to state, but generally psychologists focus on the psychotherapy.
Answer: A. More imports
Explanation: More importation means the government is spending a lot instead of investing into the government.
The amount of retirement income that employees would receive upon retirement is specified under a defined benefit plan (APERS). A defined contribution plan merely stipulates how much each party—the employer and the employee—puts into the retirement account of the employee.
<h3>What is the difference between defined benefit and defined contribution plan?</h3>
- For each participant in a defined-benefit pension plan, employers finance and guarantee a certain amount as retirement benefits.
- As the participant defers a percentage of their gross pay, defined-contribution plans are largely supported by the employee. Employers may decide to match the contributions up to a specific level.
- The responsibility of saving and investing for retirement has been put on employees as a result of the switch to defined-contribution plans.
- The 401(k) is the preferred defined-contribution plan (k).
- Companies have a consistent preference for defined-contribution plans over defined-benefit plans.
To learn more about defined benefit and defined contribution plan, refer to the following link:
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Answer: The answer is : d. I and III
Explanation:
I- The interest rate on a mortgage has a direct impact on the size of a mortgage payment: Higher interest rates mean higher mortgage payments.
While both loan types have similar interest rate profiles, the 20-year loan typically offers a lower rate to the 30-year loan. The spreads change over time, but the 20-year is typically about a quarter a percent lower than the 30-year.
