Answer:
Assessments of creativity have focused on the number of works a person produces, or on the timing of a person's "best" works, as determined by experts in the area or by the works' influence.
Explanation:
Creativity can be defined as a process of perceiving the hidden patterns in a new and innovative way. Or, in simple terms, it can be defined as an ability to create or form new ideas using imaginative skills.
Creativity can be measured, according to experts, by assessing the number of works produced by the person or the time he used to produce his best work.
So, the correct answer is the second option.
The other persons insurance unless they do not have insurance if you have full coverage your insurance company will cover it usually including you pay your deductible and in both cases you can't take them to court by filing a small civil suit and making a report in the police station. Assuming you have a plate number or name that identifies the other party they will be obligated to go to court and if they don't they will recieve a bench warrant or also know as FAT warrant either way these things do take time but each step is a step closer to you winning your case and well deserved compensation