Step-by-step explanation: An Automatic Tellering Machine (ATM) card allows you to to carry out mainly debit (payments) transactions without having to carry physical cash. So you can transfer money to another bank account, make purchases online from the comfort of your home computer or even a smartphone or tablet. And you can also make cash withdrawals, which is the most common use of an ATM card.
Making a cash deposit requires carrying physical cash, and at that point, an ATM card serves no purpose.
