At the start of January, you have a credit card with a balance of $498, a credit limit of $900, and an interest rate of 15%. You
make monthly payments of $35. At the end of which month will your balance be below the target debt ratio. (They consider the target debt to be 1/2 the credit line or less). Jan
Feb
March
April,
If you change the point's x-coordinate, the point will move either to the left or the right, depending on if the number you change is negative or positive.