Answer: C. are required to put down collateral
Explanation: A secured loan is a loan backed by collateral—financial assets you own, like a home or a car—that can be used as payment to the lender if you don't pay back the loan. Lenders accept collateral against a secured loan to incentivize borrowers to repay the loan on time.
Secured loans are usually easier to get approved for if you have poor credit or no credit history. This is because using your property as collateral lowers risk for the lender.
Fertile soil, favorable climate, extremely cheap labor, and rivers used for transportation
Answer:
The answer is the enlightenment effect.
Explanation:
The name is an analogy to the Age of Enlightenment in history. During this period, philosophers and scientists circulated their works through books, journals and scientific meetings. Some consider Isaac Newton's <em>Principia Mathematica</em> to be the first work from this period.
The Enlightenment viewed reason and sensorial evidence as the primary source for knowledge.
The name of the effect from the example thus implies that a research can be circulated world-wide and raise awareness of any given behaviours.