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For the Constitution to take effect, nine states required to ratify it, according to Article VII. The state conventions served other purposes in addition to the legal requirements for ratification. During the Philadelphia convention, the Constitution was drafted in complete secrecy.
Simple interest is interest only calculated by multiplying the principal amount by the interest rate and the number of periods in a loan. However compound interest is interest on interest. It is calculated by multiplying the principal amount by the annual interest rate raised to the number of compound periods.
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