Answer:
D) They offer lower interest rates for borrowers.
Explanation:
due to lower interest rate on loan, credit union have a major advantage for borrowers. They dont have to pay anything to shareholder and due to this advantage of credit union of non-profit feature, they forward the surplus funds to the respective customers on having deposited accounts.
Jamestown was the first permanent English settlement in North America. It's Americas birth place.
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Answer: PROBATION
Explanation: Probation is Court sentence given to a convicted person allowing him or her to remain in a community under the supervision of a Law enforcement officer called the PROBATION OFFICER.
Probation can be classified into INFORMAL, SUPERVISED, SHOCK AND COMMUNITY CONTROL.
During the period of Probation,the person or persons involved are monitored to ensure that they comply with all the terms of the Probation as ordered by the Court.