Answer:
$16,394.26
Explanation:
using a loan calculator we can determine the amount of interest paid in both loans:
<u>loan 1</u> <u>loan 2</u>
n = 30 years n = 30 years
principal = $200,000 principal = $200,000
APR = 4% APR = 3.6%
monthly payment = $954.83 monthly payment = $909.29
total interest paid = $143,739.01 total interest paid = $127,344.65
the difference in total interest paid between both loans = $143,739.01 - $127,344.65 = $16,394.26
the difference in monthly payment between both loans = $954.83 - $909.29 = $45.54
<u>Answer: </u>
There is a great deal of emphasis given towards moral work environments wherein it is normal that the representatives and the laborers are not misused and mishandled in their work assignments and the earth in which they endure. The representatives are approached to work inside the most extreme working hours in seven days, expanded instalment, great lodging and working conditions and so on. The organizations are relied upon to give family settlement and forestall treating laborers in plants like slaves.
It is referenced that N Co. once referenced that it ought not be considered answerable for the activities of different organizations that are into creating merchandise for N and N is essentially offering those items to the clients. Over this, one might say that being a mindful and contributory firm on the planet advertise, it is the obligation of N Co. to guarantee that the providers who supply their products to N to which N advances in the market are utilizing best strategic policies and moral dynamic in delivering those merchandise. Thus, with regards to APP Co., it ought to be made exceptionally liable for the activity of FX Co. in CH Country in light of the fact that FX is the maker and provider of different items and electric segments that APP sells on the planet market, and clients perceive those items with APP's logo and brand which makes APP profoundly at risk and for the strategic approaches and activities of its provider FX. Essentially, FX Co. ought to be held totally subject for the activities of the gatekeepers at the association's CH Plant in light of the fact that the watchmen have a place with and work for FX Co. furthermore, their activities will be perceived and distinguished corresponding to FX Co. influencing its picture on the planet advertise and the clients of FX and APP. Along these lines the organizations that are related with one another in any structure being either providers, advertisers, or assume some other job in the circulation chain, the organizations ought to get mindful and center after creation each gathering to attempt strategic policies in a moral way.
Answer:
1. a. 4.081%
2. c. $23,536.36
Explanation:
1. Periodic rate=(4.4%/4) = 1.1%
EAR=(1+APR/m)^m-1
where m=compounding periods
= (1+0.044/4)^4-1
= 1.011^4 - 1
= 1.04473133864 - 1
= 0.04473133864
= 4.47%
EAR=(1+APR/m)^m-1
where m=compounding periods
=(1+0.04/365)^365-1
= (1+0.00010958904)^365 - 1
= 1.00010958904^365 - 1
= 1.04080849272 - 1
= 0.04080849272
= 4.081%
2. A=P(1+r/365)^365*n
where A=future value, P=present value, r=rate of interest, n=time period.
= 22000*(1+9%/365)^(9/12*365)
= $23,536.36
Answer: Option B
Explanation: In simple words, retailing refers to the process in which an organisation makes their produced goods or serve to the end consumer efficiently. The retailing adds the value of the commodity by providing it to the end consumer more easily as everyone would not be able to collect the desired commodity directly from supplier.
Any business unit that is involved in the activity of purchasing the goods and selling the goods further for a margin is involved in retailing process. Retailer usually collects its inventory from the whole seller appointed by the producer.
