A promissory note, bill of exchange, or check payable to order or to bearer are all considered "negotiable instruments."
<h3>What is a negotiable instrument?</h3>
A negotiable instrument is a piece of paper that guarantees the payment of a certain sum of money, either immediately upon demand or at a predetermined period, and whose payer is typically identified. The ability to transact business and be guaranteed that you will be paid for services or goods without actually moving any cash makes negotiating instruments essential to our economy. For instance, a company can mail a check for payment as an alternative to sending a sizable sum of cash. In an effort to make credit instruments transferable, documentation indicating that someone was in debt were used to create the negotiable instrument, which is simply a document enshrining a claim to payment of money and which may be transferred from one person to another.
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The answer is an obsessive-compulsive disorder. This disorder is characterized by obsessive thoughts and impulses, uncontrollable urges and compulsions which are visible through overt and mental rituals. These rituals are very difficult to suppress and usually consumes time and energy of an individual which hinders the person to function normally for his/her daily life.
Answer: adaptation, prevents brain from being overwhelmed by unimportant stimuli
For years, Hector has played very loud music as the drummer of a classic rock band. If he does not protect his hearing, he will experience hearing impairment at high frequencies.
<h3>What do you mean by hearing impairment?</h3>
Hearing impairment or deafness occurs due to damage to nerves and the inner ear. It can be caused by an injury, disease, medication, and exposure to loud music or noise.
As the hector is playing very loud music for years, he will likely experience future hearing impairment at high frequencies.
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