Answer:
The specialty or expertise of the financial institution
Their Management and Board composition
Their capital adequacy
Their performance
Explanation:
1) Specialty/Expertise:
Different financial institutions have their different area of strength/competence. Some are good in retail, some are good investment banking, some are good in deal making and consolidation etc. Depending on the purpose for which they are to be deployed, the area of their competence would matter most. E.g contracting a bank that is predominantly strong in retail banking to execute an M&A deal would not be ideal.
2) Management & Board composition:
The strength of a financial institution is as good as the quality of the people managing it. The expertise and know how of the management in key areas of business development, strategy, operations etc. will be vital for the growth of the financial institution
3) Capital adequacy
The adequacy of the capital structure of a financial institution is critical as it determines how much business and risk it can take on. By capital adequacy, we simply mean the ratio of its equity to debt. The less leverage its balance sheet is, the more business it can take on. This is critical if the volume of transaction one is about to transact with the financial institution is large.
4) Performance
The performance of a financial institution will show how efficient it is at generating returns and creating value to its shareholders and well as stakeholders. Every investor has an expectation of returns, a financial institution should be able to meet or exceed the market average for such performance yardstick as margin, ROI (return on investment), Return on Asset (ROA) etc
Organizational development (OD) refers to a philosophy and collection of planned change interventions that takes a long-term approach to change and assumes that top management support is necessary for any change. It helps organizations and companies to succeed or improve by changing their strategies, policies, etc.
Answer: (c) Organizational development is a philosophy and collection of planned change interventions.
Rhetorical explanation or definition.
Here, the reader is supposed to agree with the author's sentiments and negative opinion of taxation (through the use of the "charged" words such as oppressive and hard-earned). Rhetorical explanations often convey a certain feeling for the reader; here, the reader feels the negative and unjust feelings regarding taxation.
He will borrow 80% of the cost of the car.
80/100*11350= <span>$ 9080</span>
